Investment support
Investment support for the cases that need more than a model
Strategies and resources for risk, allocation, plan design, and ongoing monitoring, with our investment team behind you.
What investment support covers
We help you evaluate a client’s risk tolerance, allocate assets, and design a plan for that client, with guidance on portfolio design and tax planning along the way. Then we keep watching the portfolio, rebalance it when market conditions or your client’s circumstances change, and work to keep it in line with their long-term goals. An account can follow one of the M8 model portfolios or be managed on its own.
How a portfolio comes together
You bring the client, and we’ll work the case right alongside you.
- 1
Gather
You meet with your client to gather financial information, set goals, and decide how much risk the client should take.
- 2
Allocate
That information shapes an asset allocation built around your client’s goals.
- 3
Implement
We invest the account, in a model or with individual adjustments, and apply any written restrictions from your client.
- 4
Monitor
We monitor the portfolio on an ongoing basis and rebalance it when needed.
What goes into the portfolios
Our advice mainly involves equities, exchange-traded funds, mutual funds, U.S. government securities, corporate debt, certificates of deposit, commercial paper, and municipal securities, though we do not limit it to these.
Investing in securities involves risk of loss that clients should be prepared to bear.
How accounts are reviewed
We typically monitor accounts monthly. The portfolio manager in charge of an account reviews it formally at least once a year, and again when economic conditions, your client’s finances or goals, or a client request call for it. Your clients get custodian statements at least quarterly.
Held-away accounts
Accounts we can’t access directly, such as 401(k) plan accounts, can be managed with discretion through the Pontera Order Management System. The client connects the account, and we review and rebalance the allocation when needed without holding the client’s login credentials.
FAQ
Questions about investment support
- Mainly equity securities, exchange-traded funds, mutual funds, U.S. government securities, corporate debt securities, certificates of deposit, commercial paper, and municipal securities. We don’t limit our advice to these, and in limited cases we may recommend limited partnerships investing in real estate, oil, and gas. If a case calls for something specific, bring it to us and we’ll talk it through.
- Accounts are monitored on an ongoing basis, typically monthly. The portfolio manager reviews each account formally at least once a year, with more reviews when economic conditions, the client’s situation or objectives, or a client request call for one. If a client’s situation changes, tell us, and we’ll take another look.
- Yes, through the Pontera Order Management System. The client connects the account, and we review and rebalance the allocation when needed without access to the client’s login credentials. Ask us how it would work for one of your clients.
Bring us the case you are working on
Tell us about your practice and the clients you serve, and a member of our team will reach out to you shortly.
- Model portfolios
- One-on-one coaching
- Custody and administration
- Investment support
- Back-office support
- Technology