We give independent advisors model portfolios, custody and administration, investment support, and a back office from one team. You keep the client relationships. We handle the operations behind them.
I’m Mike Terrio. I coach advisors on the process that gets a practice unstuck, and I built Motiv8 Investments so you always have someone in your corner on the investment side of your practice. I’ve run my own planning firm since 2008, so I know what’s on your desk. It’s on mine too.
Mike Terrio, Founder and CEO
Why we launched Motiv8 Investments (1 min 24 s)
Hear from me and from advisors who work with us on why we built Motiv8 Investments and what our team handles behind the scenes.
Sound familiar?
Every hour on operations is an hour your clients don’t get
As your practice grows, the account work grows with it: trades, withdrawals, fee deductions, rebalancing, compliance, and reporting. Most of it lands on your desk, and none of it is why clients chose you.
Doing it all yourself
It’s 8 p.m., and you’re still processing trades and withdrawals.
Every rule change is yours to catch, and yours to answer for.
You build and rebalance a portfolio for every client, one at a time.
Growing the practice waits for a quiet week that never comes.
With Motiv8 Investments
Our team handles trades, withdrawals, fee deductions, rebalancing, and statements.
We take on compliance monitoring and reporting.
You choose from two series of models, with investment support when a case needs more.
The hours that went to paperwork go back to your clients and your growth.
Everything the investment side needs, from one team
Stop building portfolios from scratch. Five M8 Method models run from Conservative to Aggressive, and the Inspire series and our other strategies give you more ways to fit a client.
You coach your clients through their biggest decisions, so who coaches you? Experienced mentors, many of whom have worked in the field, coach you one on one on growth, client relationships, and running your business.
The account work never stops, so let our team carry it. Trades, withdrawals, fee deductions, rebalancing, and statements, handled by our team with an independent custodian.
Some client cases don’t fit a model, and you shouldn’t have to work them out alone. Strategies and resources to evaluate risk tolerance, allocate assets, and design a plan when a client needs more than a model.
We handle the stuff keeping you at your desk at 8 p.m. Administrative tasks, compliance monitoring, and reporting go to our team, so your evenings go back to you.
Busywork shouldn’t sit between you and your clients. Our tools make operations simpler and keep communication clear between you, your clients, and our team.
Our M8 Method models give you a proven, ETF-based framework you can put to work and explain to clients with confidence. The five models run from capital preservation to capital appreciation, and the Inspire series and our other strategies cover more ground.
Investing in securities involves risk of loss that clients should be prepared to bear.
Series 1
The M8 Method series
Five models, from capital preservation to capital appreciation.
Model descriptions as we publish them.
Capital preservationCapital appreciation
Capital appreciation
1 of 5
M8 Conservative
The M8 Conservative Model seeks a holistic exposure to fixed-income related securities with the objective of capital preservation and total return. The strategy invests across a diverse range of asset classes, geographies, and sectors, through liquid, low cost, and potentially tax efficient underlying Exchange-Traded Funds (ETFs) selected by Motiv8 Investments. Participation in this strategy indicates a willingness to assume risk of principal loss.
M8 Conservative
The M8 Conservative Model seeks a holistic exposure to fixed-income related securities with the objective of capital preservation and total return. The strategy invests across a diverse range of asset classes, geographies, and sectors, through liquid, low cost, and potentially tax efficient underlying Exchange-Traded Funds (ETFs) selected by Motiv8 Investments. Participation in this strategy indicates a willingness to assume risk of principal loss.
M8 Conservative Moderate
The M8 Conservative Moderate Model seeks a predominant exposure to fixed-income related securities with a moderate allocation to a globally diversified equity portfolio. The strategy invests across a diverse range of asset classes, geographies, and sectors, through liquid, low cost, and potentially tax efficient underlying Exchange-Traded Funds (ETFs) selected by Motiv8 Investments. Participation in this strategy indicates a willingness to assume risk of principal loss.
M8 Moderate
The M8 Moderate Model seeks to provide long-term capital appreciation with the shared objective of capital preservation, at intermediate levels of volatility, by allocating across a diverse range of asset classes, geographies, and sectors. Designed for investors who seek a balanced allocation to a broadly diversified portfolio of equity and debt related securities. This model invests in liquid, low cost, and potentially tax efficient underlying Exchange-Traded Funds (ETFs) selected by Motiv8 Investments. Participation in this strategy indicates a willingness to assume risk of principal loss.
M8 Growth
The M8 Growth Model seeks capital appreciation while maintaining broad equity and fixed-income market participation. This model’s objective is to seek long-term capital appreciation while potentially avoiding the riskier areas of the market. However, significant short-term fluctuations in value can be expected. Returns could vary widely, but by accepting sizeable risk and volatility, the portfolio may outperform a more conservative approach. This model invests in underlying Exchange-Traded Funds (ETFs) selected by Motiv8 Investments. Participation in this strategy indicates a willingness to assume risk of principal loss.
M8 Aggressive
The M8 Aggressive Model seeks capital appreciation, at levels of volatility comparable to global equity indexes, by allocating across a diverse range of asset classes, geographies, and sectors. The strategy is designed for investors who seek opportunities for equity returns and can tolerate considerable significant risk from market fluctuations. This model invests in liquid, low cost, and potentially tax efficient underlying Exchange-Traded Funds (ETFs) selected by Motiv8 Investments. Participation in this strategy indicates a willingness to assume risk of principal loss.
Series 2
Inspire and other strategies
A few examples of what else we build.
Beyond the five Method models, the Inspire series and our other strategies give you more ways to fit a client: a buffer against part of a market drop in exchange for capped gains, an even spread across every sector of the U.S. stock market, or a concentrated portfolio of quality companies.
1 of 4
M8 Buffer 9% and M8 Buffer 15%
Designed for equity investors who want a cushion when the stock market drops, in exchange for a cap on how much they can gain when it rises. The number in each name is the size of the buffer that model targets, and neither model pays dividends.
M8 Buffer 9% and M8 Buffer 15%
Designed for equity investors who want a cushion when the stock market drops, in exchange for a cap on how much they can gain when it rises. The number in each name is the size of the buffer that model targets, and neither model pays dividends.
M8 Shield-5
Designed for clients who want to stay in the stock market but aren’t willing to risk a deep drop, including retirees looking to lower their risk near or in retirement. Its goal is to limit losses to 5% over a year, with gains capped.
M8 Market Sector
Designed to spread a portfolio evenly across every sector of the U.S. stock market, so it can take part in a rally wherever one happens while potentially softening the hit when a single sector falls hard.
M8 Quality 40
A concentrated portfolio built for aggressive growth, holding 40 large U.S. companies chosen for financial strength, profitability, and durable earnings.
These are examples, not the full lineup. Ask our team what’s available today and which fits your client.
Buffers, caps, and loss limits are targets, not guarantees. The underlying funds set their caps and buffers for each outcome period, and they change over time.
Investing in securities involves risk of loss that clients should be prepared to bear.
Custody and administration
The day-to-day account work, off your desk
You didn’t get into this business to process withdrawals.
Trades, withdrawals, fee deductions, rebalancing, and statements are the work that quietly eats an advisor’s afternoon, and our team handles it for you. Client assets stay with a qualified, independent custodian, and your clients get statements from the custodian at least quarterly.
This isn’t for advisors who want to keep doing everything themselves. It’s for advisors who already run a practice that produces and can feel operations, compliance, and portfolio work taking more of the week than clients do. Many on our team have worked directly in the field, so we know what’s on your desk.
You’ll fit right in if
You already run a practice that produces.
You hold a Series 65, often alongside insurance licenses.
Operations take more of your week than your clients do.
You want to grow without building a back office yourself.
We give independent financial advisors the tools, expertise, and support to simplify investment management: model portfolios, custody and administration, investment support, back-office support, one-on-one coaching, and technology, so you can spend more time with clients and less on operations. Motiv8 Investments LLC is an SEC-registered investment adviser. Tell us what’s on your plate, and we’ll show you which parts we can take.
Yes. We’ve been registered with the U.S. Securities and Exchange Commission as an investment adviser since 2016. Registration with the SEC does not imply a certain level of skill or training. If you have questions about what that means for you and your clients, ask us. We’re glad to walk through it.
A qualified, independent custodian. We recommend Charles Schwab & Co., Inc. Advisor Services for our portfolio management program. Schwab is an independent, unaffiliated broker-dealer and a member of FINRA and SIPC, and it sends clients their statements at least quarterly. Ask us how the accounts are set up, and we’ll take you through it on the first call.
We’re in Port St. Lucie, Florida, at 542 NW University Blvd, Suite B101, Port St. Lucie, FL 34986. Call 877-766-8488 to reach our team there.
I built both. Motiv8 Investments is the SEC-registered investment adviser. Motiv8 Advisors Inc. is an independent marketing organization and insurance agency that I own. Form ADV Part 2A, Item 10 discloses the relationship. Ask me how the pieces fit for your practice.
Built for producing advisors
Yourclientsneedyou.We’lltakethepaperwork.
If you run a producing practice and want more of your week with clients, fill out the form. A member of our team will reach out to you shortly.
We use cookies that make the site work. With your permission, we also use analytics cookies to understand how visitors use it. You can change your choice any time under Cookie Settings. Read our Privacy Policy.
